Time zone in Bangkok, Thailand (GMT+7)
09:00 – 09:05
Chairperson’s Opening Remarks | Day 1
09:05 – 09:35
Regional regulatory panel: The Fight to Keep ASEAN Financial Markets Alive
- The challenges ASEAN is facing in the current economic environment
- How have regulators collaborated on creating a more unified ASEAN?
- The rise of digital banks and the implications moving forward
- How can ASEAN financial institutions fight climate risk together?
Capacity Development Expert
ASEAN+3 Macroeconomic Research Office (AMRO)
Aziz has over 19 years of experience in international banking and finance, and in setting, enforcing and providing training on regulatory policies and standards, including climate risk and sustainable finance policies. At the ASEAN+3 Macroeconomic Research office (AMRO), Aziz is responsible for the provision of capacity development and technical assistance to ASEAN countries and China; Hong Kong; Japan; and Korea.
He previously worked for 5 years at The SEACEN Centre, providing technical assistance and delivering training programmes to SEACEN’s 35 Central Banks and Regulatory Authority stakeholders across Asia on issues related to Supervision, Financial Stability, Risk Management, Climate Risk and Financial Market Infrastructures.
Before joining SEACEN, Aziz spent 7 years working as a Senior Technical Specialist at the Bank of England / Prudential Regulation Authority, undertaking asset quality and Non-Performing Loan reviews globally and managing the wholesale Concurrent Stress Testing programme. Aziz began his career in the Strategy, Finance and Economics practice of Andersen Business Consulting in London, and later worked at Standard Chartered Bank UK, covering the Origination, Structuring and Syndication of loan products. He also worked at Lloyds Banking Group in ALM and Leveraged Finance Loan Restructuring and Workout.
Aziz is a graduate in Economics and Philosophy from The University of Nottingham, UK, and also studied for an M.Sc. in Computing for Industry at Imperial College London.
Deputy Governor, Financial Supervision Sector
Bangko Sentral ng Pilipinas
DG Fonacier is the head of the Financial Supervision Sector (FSS), which is mainly responsible for the regulation of banks and other BSP-Supervised Financial Institutions (BSFIs). Under her direct supervision are five subsubsectors which handle onsite examination and offsite surveillance (or integrated supervision) of BSFIs including specialized supervision of specific areas (i.e., anti-money laundering, trust, financial market operations and information technology), credit information system infrastructure, policy studies/research, and supervisory data management.
DG Fonacier joined the BSP in 1984 as a bank examiner and worked her way to become the deputy governor of FSS in 2017. In 2008, she headed the BSP’s primary supervisory unit that handles specially-challenged banks. Under her watch, a record number of bank issues and developments were successfully resolved and implemented. She also led the development of various programs, in coordination with the Philippine Deposit Insurance Corporation (PDIC), aimed at strengthening the thrift, rural, and cooperative banking sectors by encouraging mergers, consolidations, and acquisition involving weak banks.
DG Fonacier is on her second and extended term as Chair of the Executives’ Meeting of East Asia Pacific Central Banks Working Group on Banking Supervision (EMEAP WGBS), composed of central bank and supervisory authorities from 11 countries in the East Asia and the Pacific which focuses on bank supervision matters that are relevant to EMEAP WGBS members. She is also currently the Chair of the Global Standards and Policy of the Alliance for Financial Inclusion and BSP’s representative to the Network of Central Banks and Supervisors for Greening the Financial System (NGFS) Plenary and Workstream 1 (Supervision/Micro-Prudential Practices).
She is the permanent alternate of the BSP Governor in the Board of Directors of the Philippine Deposit Insurance Corporation (PDIC) and the National Development Corporation (NDC).
DG Fonacier has served as panelist/resource person in various international conferences/fora on banking supervision, sustainable finance, financial technology and digitalization, financial inclusion, shadow banking, microfinance, bank resolution and crisis management, financial stability, capacity building, etc. organized by international bodies such as the United Nations (UN), IMF/World Bank, Bank of International Settlements (BIS), Financial Stability Institute (FSI), Asia-Pacific Economic Cooperation (APEC), Asian Bankers Association (ABA), South East Asian Central Banks (SEACEN) and central banks and monetary/supervisory authorities of various countries.
DG Fonacier took up her Bachelor of Science in Commerce major in Accounting degree at University of St. La Salle - Bacolod. She is a Certified Public Accountant (CPA) and a holder of a Career Service Executive Eligibility (CSEE). She obtained her Master’s degree in Business Administration (MBA) at the Ateneo de Manila University. She attended the Program on Rethinking Financial Inclusion: Smart Design for Policy and Practice organized by the Harvard Kennedy School.
09:35 – 10:15
The Growing Inflation in ASEAN Markets: Preparing for the worst
- The effects of omicron variant on ASEAN markets and growing inflation concerns
- How to adjust for and mitigate inflation risk
- Case study: Strategies being implemented by different banks in the ASEAN region
- Working together as a region to combat inflation and see economic growth in ASEAN
Chief Data Officer
David has unique experience spanning the full trade lifecycle, execution to ledger. An experienced C-suite executive, David has significant exposure reporting to and working alongside CEOs and other C-suite focussing on strategic direction and operation of firms.
His geographic experience spans London, New York, Hong Kong, Singapore, Moscow and Johannesburg having held senior executive positions in ask these locations. His experience spans established and emerging markets.
Currently based in Singapore he is looking at opportunities to work with businesses focussed on growth and geographical expansion where his strategy and build experience can be leveraged.
First Vice President, Head of Central Treasury Department
I have been working for KBank more than 18 years. My first career is fixed income and derivative trader for 5 years. After that I have moved to manage baking book both fixed income FX and money market including Fund Transfer Pricing (FTP).
Acting Chief Strategy Officer
Chief Risk Officer
Mr. Steven Low Weng Haw was appointed as Group Chief Risk Officer on 1 September 2019.
Mr. Steven is responsible for directing and implementing the Bank’s risk management programs, policies and procedures. He is also entrusted to oversee the Bank’s governance and strategy for risk management and compliance, including relationships with key regulators and supervisory institutions.
Mr. Steven brings with him more than 28 years working experience in the Financial Services Industry, encompassing Risk and Credit Management, Credit Evaluation, Account Management, Research and Data Analytics. He has served in both local and foreign banks as Chief Risk Officer.
Mr. Steven holds the professional qualification in ICSA from the Institute of Chartered Secretaries and Administrators, and a Diploma in Commerce (Business Management) from Universiti Tunku Abdul Rahman.
10:15 – 10:55
Green and Sustainable Financing
- What is the tone that needs to be set from the board and senior management?
- How can we plan for scenarios, measurement models and financial projections?
- The environmental risk control cycle – identifying, assessing, monitoring, control & mitigation
Managing Director, COO Markets & Securities Services, ASEAN
Fatema Bookwala is the Markets and Securities Services COO at HSBC Singapore with regional responsibilities in ASEAN (TH, MNL, VN). Fatema is a seasoned Front Office COO with 16+ years of Cross-Asset experience in Financial Services industry. Her areas of expertise include Strategy Development and Execution, Transformation, Regulatory Change, Risk Management and Governance as a strong business partner with all business infrastructure areas.
Fatema is a Rank holder Chartered Accountant from The Institute of Chartered Accountants of India and completed Level 3 CFA from CFA Institute Charlottesville.
Fatema is passionate about diversity & inclusion and sustainability initiatives, and is an active member of the Sustainability Employee Resource Group at HSBC.
Director, Regulatory Affairs
Prashant has over 15 years experience working with a wide range of global financial services institutions to understand, convey, and partake in advocacy initiatives on global and regional regulation as well as work on the implementation of the like. He is APAC Global Markets FO Liaison on IBOR readiness, including being member of numerous industry Working Groups on individual rates transitions. Prashant has also worked on regulation in relation to market structure and investor protection including MiFID, Benchmark Reforms, Transaction Reporting, Central Clearing & Uncleared Margin Rules. Previously, Prashant worked at Credit Suisse AG, PriceWaterhouseCoopers and EY, and has been based in EMEA, APAC and the US.
Luiza held a role at TMB-Thanachart Bank as Head of Risk Policy and Credit Risk Intelligence. She leads teams focused on risk data, IFRS9 ECL models, stress testing, recovery planning and portfolio measurement. Luiza has extensive experience working in credit risk management area, ensuring healthy and well provisioned portfolios and currently helping to navigate through COVID crisis. Prior to moving to Thailand, Luiza held various roles at ING Bank in the Netherlands, both in Risk and Finance domains. She also worked for BNP Paribas and Rabobank. She holds a Master degree in Finance and Banking from Warsaw School of Economics.
Chief Risk Officer
Josephine Woo has more than 17 years experience in risk management with regional exposures and worked in Australia and Hong Kong prior to relocation back to Malaysia. She has rich expertise as both risk management practitioner and consultant.
Josephine has vast industry knowledge specifically in financial institutions, banking, insurance, asset management and government-linked companies. These includes both conventional and Islamic principles businesses. Additionally, her role involved as regulatory liaison with relevant local regulators of the regional countries.
Josephine currently a chairperson for operational risk committee with RIM and committee member of the global risk professional certification (PRMIA).
Josephine coverage of expertise includes fraud risk management, anti-money laundering risk, regulatory compliance risk, financial risk management, insurance risk management, operational resilience, cyber security risk management and third party risk management.
10:55 – 11:35
Credit Risk Modelling: The long-term effects of COVID on Credit Risk
- How to model credit risk with an ever-changing COVID environment?
- Best practices to ensure safe decision-making with modelling
- How has AI and ML benefitted credit risk modelling?
- Balancing between benefitting the economy and protecting financial institutions
Chief Risk Officer
Ahmad Shukri has over 28 years of experience in banking and finance, focusing on areas of risk management and Islamic Finance. He is at present the Chief Risk Officer of Bank Kerjasama Rakyat Malaysia Berhad. Prior to his current appointment, he was the Head of Risk Management, OCBC Al-Amin Bank Berhad where he served there for about 8 years. Shukri had also served at the following Banks respectively Al-Rajhi Bank Malaysia ,Bank Muamalat Malaysia, the Pacific Bank Berhad and Oriental Finance Berhad.
Shukri is Certified Professional in Islamic Finance (CPIF) under the Chartered Institute of Islamic Finance Professional (CIIF). He also holds an Executive Master in Islamic Banking and Finance from Asia E University and a Bachelor’s Degree in Business Administration majoring in Finance from Texas A&M University, Commerce, USA.
Head of Consumer Risk Models
Bank of Ayudhya
Head of Model Risk Management & Validation
Accomplished team and people manager with more than 15 years of experience and success in quantitative modelling in the financial services industry. Extensive experience in credit risk management, model development, model validation, model governance and Model Risk Management (MRM). Built and validated credit risk IRB models, corporate and commercial credit risk models, consumer Application and Behaviour scorecards and FRS 9 finance models. Delivered various scoring projects and system implementation under various countries’ regulations. Currently developing Quants and transforming them into data scientists.
11:35 – 11:35
End of Risk ASEAN Day 1
09:00 – 09:45
C-Suite Perspective: How are C-Suite Executives looking at Climate Risk
- What are the current measures implemented to handle climate risk?
- The new business models to account for ESG factors
- What are the drivers for change to think about ESG factors?
- How have data challenges been affecting tackling ESG risks?
Global Future Council
World Economic Forum
Group Chief Risk Officer
Mohammad Azam Ahmad carries with him more than 25 years of experience in the Banking industry including 15 years of experience in risk management spanning from credit, market, liquidity and operational risk
Prior to joining SME Bank, Azam was the Head of Risk Management, Group Global Banking in Maybank since 2012 and previously served reputable organizations such as Standard Chartered and Central Bank of Malaysia.
He holds a Master of Economics and International Finance from University of Queensland and Bachelor of Science in Accounting and Finance from London School of Economics, United Kingdom.
Azam joined SME Bank on 1 August 2019 to assume the position of Group Chief Risk Officer.
Chief Risk Officer
Chief Financial Officer
Tokio Marine Life Insurance Singapore
Philip Woo is the Chief Risk Officer and oversees corporate governance and risk management in Tokio Marine Life Insurance Singapore (TMLS). He has over 26 years of experience in the financial sector, and began his career at MAS before joining the insurance industry. Over the period, he has played leadership roles in Enterprise Risk Management (ERM), Business Continuity & Crisis Management, Outsourcing/Vendor Risk Management and Technology Risk Management (TRM). He currently chairs the Governance, Risk and Compliance Committee (GRCC) at TMLS, and oversees the managing of operational, financial and strategic risks in the company. In addition to risk management, Philip has a wealth of experience in strategic planning, financial technology and payment system matters.
09:45 – 10:25
ESG Risk Data: Has ASEAN positioned itself for success?
- What are the top metrics to consider within ASEAN between E, S, and G?
- The varying degrees of data regulations and how it affects facing ESG risks?
- Is ESG seen as a legitimate qualitative measuring stick in ASEAN?
- Building a consistent ESG risk data scoring and proper standards
Principal Risk Advisor (Non-financial Risk)
Lu Yin’s primary focus at SAS is on the measurement and management of Non-Financial Risks, such as Model Risk, Operational Risk, and Data Risk to name a few. She has extensive experience working across the ASEAN region gained through working as a Quantitative Analyst at KPMG & Accenture. She’s also previously worked in house at Standard Chartered Bank as a Model Validator (focusing on Market & Liquidity Risks). She holds a PhD in Quantum Physics and is experienced in risk management and quantitative modeling.
Head of ESG
Principal Solutions Architect
10:25 – 11:05
Fraud and AML: The illusiveness of digital criminals
- Digitalization’s role in helping or fighting fraud and AML
- Developments in early detection and reporting
- Case Study: The complexity of the modern fraudster and preparing systems
- How can financial institutions unite in the fight against fraud and AML?
Chief Operations Officer
PT Bank Danamon Indonesia, Tbk.
Chief Compliance Officer
Jamil Ahmed is the current Chief Compliance Officer at HSBC Singapore. He is a member of various industry taskforces and initiatives across Singapore focusing on anti-money laundering, terrorist financing, sanctions and fraud. Jamil is a Steering Group member of Singapore’s AML/CFT Industry Partnership (ACIP) and other taskforces/working groups established through the Association of Banks in Singapore (ABS) covering various financial crime themes.
ED & Head of group risk analytics division
United Overseas Bank
Simon leads a multi-disciplinary risk analytics team that oversees enterprise-wide risk management models at United Overseas Bank. The team validates a wide range of risks and measurement models. Those models can be used to assess and manage credit, market and balance sheet risks across the bank’s global business.
Prior to joining the bank, Simon held senior corporate positions in technology and finance related companies in areas such as strategic planning, private equity investments and mergers and acquisitions. He has also worked with promising enterprises to assess the potential of their technologies for product commercialization and strategic investment.
Simon holds a PhD in the field of decision control systems from the University of Newcastle- upon-Tyne (UK). He received an IChemE Jubilee prize for his research applying Statistical and Artificial Intelligence Methodologies for on-line fault detection and diagnosis in 1997.
Simon was part of the banks’ Innovation Workgroup member to bring The Finlab to launch and he had been a mentor in The FinLab. He was part of the judging panel in the Global Fintech Hackcelerator. Simon serves as a member in the Product Program Committee and the Alt-Chair person in the Valuation Adjustments working group in the bank.
Head of Financial Crime Practice Group, APAC & Middle East
Chief operating officer
Jakub Zalio has more than 20 years’ experience in Banking and Consumer Finance. He is currently Chief Operations Officer in UBank - the first fully digital bank in Vietnam. Before he joined UBank, he was a Project director for APAC in Codix - a unique software solution for Consumer Finance, Debt Collections, Supply chain finance and Commercial finance. Between 2016 - 2019 he was Country Manager at APS Vietnam, a distressed debt servicer and advisor. Between 2000 and 2016 he worked in different Risk management and Operations roles on local and global level in Europe and Asia for GE Capital, Home Credit, KBC Bank and Techcombank.
11:05 – 11:45
Cyber Risk: Ensuring safety in a growing digitalized world
- Assessing vulnerabilities within the infrastructure
- Implementing internal stress tests on cybersecurity functions
- How to create a resilient framework and tools to fight cyber attacks
- Case Study: Experts real life scenarios against cyber attacks
Chief Operating Officer and Chief Financial Officer
Nagarajan (Nags) Sankaranarayanan is Chief Financial and Administrative Officer for Asia ex-Japan currently based in Singapore. He has regional responsibility for over 600 professionals across 12 countries, overseeing Operations, IT, Finance, Corporate Real Estate and Services, Data Management and Security, Corporate Transformation and Fin-Tech projects as well as Business Continuity Management. He also sits on the board of various Nomura’s companies.
Nags has 25 plus years of work experience in various leadership roles across both business and broad corporate/support areas in investment banks and start-up hedge fund. Prior to joining Nomura, he worked at Goldman Sachs, LionRock Capital (hedge fund) and JP Morgan in capacities as Equity Sales Trader, COO, and in the CFO office. Nags also has extensive experience in setting up and managing businesses, M&A, risk management, business strategy, global project and cost management programs, offshoring and managing large teams. Over his career, he has lived and worked across multiple Asian countries, including India, Japan, Hong Kong and Singapore.
Nags is also passionate about technology and finance, as well as a keen supporter of entrepreneurship. He has invested in and actively advises and mentors technology and finance-related startups.
Nags holds an MBA from The University of Chicago Booth School of Business, is a qualified Chartered Accountant and a Cost Accountant and holds a Bachelor of Commerce degree.
Global Head of Audit, Information Security and Cyber
Standard Chartered Bank
Vice President, Information Security
Ts. Tan Zhon Teck is a CISM, CRISC, CDPSE, CCSE, CCNP, CCSA, CCSE and CCNA certified professional, and holds Premier Certification on Cybersecurity Managing Risk in the Information Age from Harvard University and Master of Business Administration from Arcadia University. He is part of Returning Expert Program (REP) from Talent Corp who was working in Singapore for nearly a decade and entitled for Professional Technologists ("Ts.") in Cyber Security from MBOT. He is currently working as Vice President, Security Operations and Cyber Offense (‘Red Team’) at AmBank Group, managing Cyber Risk and Red Team work-streams
11:45 – 11:45
End of Risk ASEAN Day 2
09:00 – 10:00
Building a Robust Environmental, and Social Risk Management Framework for the Future
The growing climate change agenda has changed the way financial institutions account for the impact of Environmental & Social risks. Join us as we discuss the emerging themes and challenges faced by institutions as part of their ESRMS implementation journey:
- Latest regulatory updates around environmental, and social risk management frameworks
- Impact of decision making and business strategies
- Navigating the data challenges around environmental, and social risk identification & quantification
- How to effectively integrate ESRMS considerations as part of business as usual
10:00 – 11:00
Positioning for Future Growth through Compliance of IFRS17
With international standards, such as IFRS17, it is transforming how insurers operate and if applied correctly can catalyze business transformation and growth. Come hear experts share their insights on:
- Addressing key challenges and proposing the right solution architecture
- Identify how IFRS 17 and regulatory requirements will change the modus operandi of insurers
- Understand the business value drivers which can be provided by the right IFRS 17 solution
- Leveraging data and analytics on service contracts and future revenue
- Journey towards IFRS 17 readiness
11:00 – 11:00